The gray-haired Good Samaritan drove a blue Lincoln, that’s all Sybil Shephard knew of the man who paid off her loan with Speedy Cash.
He came by Monday evening and knocked on her front door, Shephard said.
She looked through the peephole and was afraid to answer the door.
“I didn’t know who it was,” Shephard said.
She watched him walk across the grass and knock on the neighbor’s door. Then he came back to her kitchen door. She opened it and he showed a photo he had clipped from the newspaper. Was that her?
Yes, Shephard told him.
Then he handed her the receipt for $282. Underneath the highlight at the top, it said “Paid in Full.”
Shephard had taken out a loan for $164 from Speedy Cash in September in Arlington, in part to help out a friend. She had taken out a short-term loan once before, $166 from Cash America, and was able to pay it back. But this time she got caught. She had car trouble and “life” got in the way.
Late fees were mounting and Shephard told the Denton Record-Chronicle she was having a hard time seeing her way clear in how she was going to pay off the debt.
The man left before Shephard could get any details out of him.
I don’t even know who you are, Shephard said she told him. That doesn’t matter, he called back, and she watched him drive away.
Shephard turned around and sat at her kitchen table and cried.
“Big ol’ crocodiles,” she said. “For about 20 minutes.”
PEGGY HEINKEL-WOLFE can be reached at 940-566-6881. Her e-mail address is firstname.lastname@example.org .